Chantelle Dalby's blog ::...10 million dollar liability judgement when your liability insurance covers a fraction of that…. …PLEASE... lot and do it there while the car is parked and stop texting...

Chantelle Dalby's blog ::...10 million dollar liability judgement when your liability insurance covers a fraction of that…. …PLEASE... lot and do it there while the car is parked and stop texting...

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Ｔｈｉｓ               ｉｓ               ｗｈｅｒｅ               ｌｉａｂｉｌｉｔｙ               ｃａｒ               ｉｎｓｕｒａｎｃｅ               ｃｏｖｅｒａｇｅ               ｃｏｍｅｓ               ｉｎｔｏ               ｐｌａｙ               ａｎｄ               ｓｅｒｖｅｓ               ｓｕｃｈ               ａ               ｖｉｔａｌ               ｐｕｒｐｏｓｅ               ｉｎ               ｙｏｕｒ               ｏｖｅｒａｌｌ               ｐｌａｎ               ｗｉｔｈ               ｙｏｕｒ               ｐｒｏｖｉｄｅｒ. Ｌｉａｂｉｌｉｔｙ               ｃｏｖｅｒａｇｅ               ｃａｒ               ｉｎｓｕｒａｎｃｅ               ｉｓ               ｏｆｔｅｎ               ｔｉｍｅｓ               ｌｅｇａｌｌｙ               ｔｈｅ               ｍｉｎｉｍｕｍ               ａｍｏｕｎｔ               ｏｆ               ｃａｒ               ｉｎｓｕｒａｎｃｅ               ａ               ｄｒｉｖｅｒ               ｍｕｓｔ               ｃａｒｒｙ               ｉｎ               ｓｏｍｅ               ｓｔａｔｅｓ. Ｔｏ               ｂｅ               ｓｕｒｅ               ｗｈａｔ               ｔｈｅ               ｉｎｓｕｒａｎｃｅ               ｌａｗｓ               ａｒｅ               ｗｈｅｒｅ               ｙｏｕ               ｌｉｖｅ,               ｃｈｅｃｋ               ｗｉｔｈ               ｙｏｕ               ｉｎｓｕｒａｎｃｅ               ａｇｅｎｔ. Ｌｉａｂｉｌｉｔｙ               ｉｎｓｕｒａｎｃｅ               ｃｏｖｅｒａｇｅ               ｃｏｖｅｒｓ               ｙｏｕ               ａｇａｉｎｓｔ               ｄａｍａｇｅ               ｔｏ               ａｎｏｔｈｅｒ               ｐｅｒｓｏｎ'ｓ               ｖｅｈｉｃｌｅ               ａｎｄ               ｔｈｅ               ｏｃｃｕｐａｎｔｓ               ｉｎｓｉｄｅ. Ｉｔ               ｄｏｅｓ               ｎｏｔ,               ｈｏｗｅｖｅｒ,               ｐｒｏｖｉｄｅ               ａｎｙ               ｃｏｖｅｒａｇｅ               ａｇａｉｎｓｔ               ｔｈｅ               ｄａｍａｇｅ               ｔｏ               ｙｏｕｒ               ｏｗｎ               ｃａｒ.                Ｓｏ               ｗｈｉｌｅ               ｌｉａｂｉｌｉｔｙ               ｉｎｓｕｒａｎｃｅ               ｉｓ               ａ               ｄｅｆｉｎｉｔｅ               ｍｕｓｔ               ｆｏｒ               ａｎｙ               ｄｒｉｖｅｒ,               ｉｔ               ｉｓ               ｐｒｏｂａｂｌｙ               ａ               ｇｏｏｄ               ｉｄｅａ               ｔｏ               ａｌｓｏ               ｈａｖｅ               ｉｎｓｕｒａｎｃｅ               ｃｏｖｅｒｉｎｇ               ｙｏｕｒｓｅｌｆ               ｆｏｒ               ｒｅｐａｉｒｓ               ｎｅｅｄｅｄ               ｔｏ               ｆｉｘ               ｙｏｕｒ               ｏｗｎ               ｃａｒ               ｓｈｏｕｌｄ               ｙｏｕ               ｈａｖｅ               ａｎ               ａｃｃｉｄｅｎｔ. Ｓｏ               ｗｈｅｎ               ｓｈｏｐｐｉｎｇ               ｆｏｒ               ｌｉａｂｉｌｉｔｙ               ｃａｒ               ｉｎｓｕｒａｎｃｅ,               ａｌｓｏ               ｂｅ               ｓｕｒｅ               ｔｏ               ｔａｌｋ               ｔｏ               ｙｏｕｒ               ｃａｒｒｉｅｒ               ａｂｏｕｔ               ｗｈｅｔｈｅｒ               ｏｒ               ｎｏｔ               ｙｏｕ               ｓｈｏｕｌｄ               ｇｅｔ               ｃｏｌｌｉｓｉｏｎ               ｏｒ               ｃｏｍｐｒｅｈｅｎｓｉｖｅ               ｃｏｖｅｒａｇｅ               ａｓ               ｗｅｌｌ.                Ｏｎｅ               ｗａｙ               ｐｅｏｐｌｅ               ｓａｖｅ               ｍｏｎｅｙ               ｏｎ               ｔｈｅｉｒ               ｃａｒ               ｉｎｓｕｒａｎｃｅ               ｉｓ               ｂｙ               ｅｌｅｖａｔｉｎｇ               ｔｈｅｉｒ               ｃａｒ               ｉｎｓｕｒａｎｃｅ               ｄｅｄｕｃｔｉｂｌｅ               ａｎｄ               ｌｏｗｅｒｉｎｇ               ｔｈｅ               ａｍｏｕｎｔ               ｏｆ               ｌｉａｂｉｌｉｔｙ               ｃｏｖｅｒａｇｅ               ｔｈｅｙ               ｃａｒｒｙ               ａｓ               ｐａｒｔ               ｏｆ               ｔｈｅｉｒ               ｐｏｌｉｃｙ. Ｂｕｔ               ｄｏ               ｙｏｕ               ｒｅａｌｌｙ               ｈａｖｅ               ａｎｙ               ｉｄｅａ               ｈｏｗ               ｍｕｃｈ               ｄａｍａｇｅ               ｙｏｕ               ａｒｅ               ｇｏｉｎｇ               ｔｏ               ｃａｕｓｅ               ｔｏ               ｓｏｍｅｏｎｅ               ｅｌｓｅ'ｓ               ｃａｒ               ｏｒ               ｈｏｗ               ｍｕｃｈ               ｔｈｅｉｒ               ｍｅｄｉｃａｌ               ｅｘｐｅｎｓｅｓ               ｃｏｕｌｄ               ｔｕｒｎ               ｏｕｔ               ｔｏ               ｂｅ               ｉｎ               ｔｈｅ               ｃａｓｅ               ｏｆ               ａ               ｓｅｒｉｏｕｓ               ａｃｃｉｄｅｎｔ               ｔｈａｔ               ｙｏｕ               ｃａｕｓｅ?                Ｔｈｅ               ｆｉｎａｎｃｉａｌ               ｒｅｐｅｒｃｕｓｓｉｏｎｓ               ｏｆ               ｎｏｔ               ｃｏｖｅｒｉｎｇ               ｙｏｕｒｓｅｌｆ               ｗｉｔｈ               ｅｎｏｕｇｈ               ｌｉａｂｉｌｉｔｙ               ｉｎｓｕｒａｎｃｅ               ｃｏｕｌｄ               ｂｅ               ｃａｔａｓｔｒｏｐｈｉｃ               ｆｏｒ               ｙｏｕ               ａｎｄ               ｙｏｕｒ               ｆａｍｉｌｙ. Ｄｏ               ｙｏｕ               ｒｅａｌｌｙ               ｗａｎｔ               ｔｏ               ｐｕｔ               ｙｏｕｒ               ｆａｍｉｌｙ'ｓ               ｐｅｒｓｏｎａｌ,               ｆｉｎａｎｃｉａｌ               ｗｅｌｌ               ｂｅｉｎｇ               ａｔ               ｒｉｓｋ               ｊｕｓｔ               ｔｏ               ｓａｖｅ               ａ               ｆｅｗ               ｂｕｃｋｓ               ａ               ｍｏｎｔｈ               ｏｎ               ｙｏｕｒ               ｉｎｓｕｒａｎｃｅ               ｐｒｅｍｉｕｍｓ? Ｔｈｉｓ               ｉｓ               ｏｎｅ               ｏｆ               ｔｈｅ               ｈａｒｄｅｓｔ               ｄｅｃｉｓｉｏｎｓ               ｙｏｕ               ａｓ               ｔｈｅ               ｃｏｎｓｕｍｅｒ               ｗｉｌｌ               ｈａｖｅ               ｔｏ               ｍａｋｅ               ｗｈｅｎ               ｓｈｏｐｐｉｎｇ               ｆｏｒ               ｃａｒ               ｉｎｓｕｒａｎｃｅ.                Ａｓ               ｉｓ               ｔｈｅ               ｃａｓｅ               ｉｎ               ａｎｙ               ａｓｐｅｃｔ               ｏｆ               ｙｏｕｒ               ｌｉｆｅ,               ｉｔ               ｉｓ               ａｌｗａｙｓ               ｂｅｔｔｅｒ               ｔｏ               ｂｅ               ｏｖｅｒ               ｐｒｅｐａｒｅｄ               ｆｏｒ               ａ               ｃａｔａｓｔｒｏｐｈｅ               ｔｈａｎ               ｔｏ               ｂｅ               ｃａｕｇｈｔ               ｗｉｔｈ               ｙｏｕｒ               ｐｒｏｖｅｒｂｉａｌ               ｐａｎｔｓ               ｄｏｗｎ. Ｓｏ               ｂｅｆｏｒｅ               ｙｏｕ               ｄｅｃｉｄｅ               ｔｏ               ｓｋｉｍｐ               ｏｎ               ｃｏｖｅｒａｇｅ               ｆｏｒ               ｙｏｕｒ               ｌｉａｂｉｌｉｔｙ               ｃａｒ               ｉｎｓｕｒａｎｃｅ,               ｔｒｙ               ｔｏ               ｋｅｅｐ               ｉｎ               ｍｉｎｄ               ｗｈａｔ               ｃｏｕｌｄ               ｈａｐｐｅｎ               ｔｏ               ｙｏｕ               ｉｆ               ｙｏｕ               ａｒｅ               ｔｈｅ               ｃａｕｓｅ               ｏｆ               ａｎ               ａｃｃｉｄｅｎｔ.                Ａｌｓｏ,               ｉｆ               ｙｏｕ               ｔｈｉｎｋ               ｙｏｕ               ａｒｅ               ｔｏｏ               ｇｏｏｄ               ａ               ｄｒｉｖｅｒ               ｔｏ               ｅｖｅｒ               ｒｅａｌｌｙ               ｎｅｅｄ               ｍｕｃｈ               ｌｉａｂｉｌｉｔｙ               ｃａｒ               ｉｎｓｕｒａｎｃｅ               ｃｏｖｅｒａｇｅ,               ｔｒｙ               ｔｏ               ｒｅｍｅｍｂｅｒ               ｔｈａｔ               ｅｖｅｒｙｏｎｅ               ｍａｋｅｓ               ｍｉｓｔａｋｅｓ. Ｏｎｅ               ｍｏｍｅｎｔ               ｏｆ               ｎｏｔ               ｐａｙｉｎｇ               ａｔｔｅｎｔｉｏｎ               ｃｏｕｌｄ               ｒｅｓｕｌｔ               ｉｎ               ａ               ｈｉｇｈ               ｓｐｅｅｄ               ｒｅａｒ               ｅｎｄ               ｃｏｌｌｉｓｉｏｎ               ａｎｄ               ｆｏｒ               ｔｈａｔ               ａｃｃｉｄｅｎｔ               ｙｏｕ               ｗｉｌｌ               ｂｅ               ｔｏｔａｌｌｙ               ｌｉａｂｌｅ               ｆｏｒ               ｔｈｅ               ｄａｍａｇｅ               ｔｏ               ｔｈｅ               ｃａｒ               ｉｎ               ｆｒｏｎｔ               ｏｆ               ｙｏｕ               ａｎｄ               ｔｈｅ               ｍｅｄｉｃａｌ               ｅｘｐｅｎｓｅｓ               ｏｆ               ｔｈｅ               ｏｃｃｕｐａｎｔｓ. Ｓｏ               ｔａｋｅ               ｔｈｉｓ               ａｓｐｅｃｔ               ｏｆ               ｃａｒ               ｉｎｓｕｒａｎｃｅ               ｖｅｒｙ               ｓｅｒｉｏｕｓｌｙ.

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