2013년 10월 23일 수요일

Chantelle Dalby's blog ::...When I was freelancing in Colorado in the 1980s, I interviewed Hal Kennedy...grime off my hands and jump in the car. I have to shower and change, because, if I...






Chantelle Dalby's blog ::...When I was freelancing in Colorado in the 1980s, I interviewed Hal Kennedy...grime off my hands and jump in the car. I have to shower and change, because, if I...










People               often               discuss               the               selected               body               shops               that               car               insurance               companies               use               for               repairs               as               being               a               shady               or               unprofessional               business               practice.

While               a               car               insurance               company               can               not               tell               you               that               you               have               to               use               a               specific               body               shop,               they               can               make               recommendations               and               they               have               to               be               prepared               to               back               those               recommendations.

You               must               understand               that               car               insurance               companies               realize               their               reputation               is               at               stake               when               they               recommend               these               shops               and               that               much               thought               and               preparation               is               given               to               which               shops               are               chosen.

Before               we               start               discussing               what               goes               in               to               approving               a               shop               for               a               car               insurance               company               we               will               discuss               the               rights               you               have               according               to               the               state               you               are               in.

Regardless               of               which               state               you               live               in               or               have               an               car               accident               in               you               have               the               right               to               choose               your               repair               shop               without               being               forced               into               one.

In               fact,               Colorado,               Texas               and               California               all               require               insurance               companies               to               send               you               a               letter               during               the               claims               process               explaining               this               right               to               you.

If               they               do               not               they               could               be               subject               to               fines               by               the               state's               Department               of               Insurance.
               There               is               a               fine               line               between               a               company               recommending               a               body               shop               and               forcing               you               to               use               a               certain               body               shop.

A               company               can               recommend               and               give               you               reasons               why               you               should               use               a               particular               body               shop,               but               should               not               try               to               "steer"               you               in               the               direction               of               any               one               shop.

If               and               when               you               are               sure               of               where               you               want               to               go               and               it               is               not               on               the               list               of               approved               shops               all               you               have               to               do               is               be               clear               that               your               decision               is               made               and               move               on.
               Now,               the               way               these               shops               are               approved               is               quite               intense               and               there               are               reasons               why,               the               car               insurance               company               knows               their               reputation               is               on               the               line.

Here               are               a               few               requirements               that               are               likely               when               a               shop               is               trying               to               be               approved.



               Most               car               insurance               companies               will               require               that               the               body               shop               have               only               the               most               up               to               date               equipment               available               on               the               market.

This               will               allow               them               to               speak               of               the               shop               as               top               of               the               line.

Car               insurance               companies               will               require               that               the               body               shop               move               at               a               good               pace               and               have               parts               on               hand               to               fix               most               common               damage               reports.

Insurance               companies               don't               want               to               pay               extra               for               claims               where               the               vehicle               just               sits               in               a               repair               shop               for               weeks               at               a               time.

The               car               insurance               company               will               likely               require               the               use               of               parts               that               are               in               line               with               codes               for               quality.

This               is               to               insure               that               your               brand               new               vehicle               is               not               fitted               with               faulty               or               poor               quality               materials.

These               are               just               a               few               of               the               requirements               a               car               insurance               company               will               make               of               a               body               shop.

Remember,               you               have               the               right               to               say               no               and               go               wherever               you               want.



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