2013년 10월 26일 토요일

Chantelle Dalby's blog ::How Various Traffic Tickets Impact Your Car Insurance (And What to Do About Them)






Chantelle Dalby's blog ::How Various Traffic Tickets Impact Your Car Insurance (And What to Do About Them)










According               to               the               law,               if               you               rent               a               car,               you               must               have               liability               insurance               on               it.

The               rental               car               business               is               going               to               try               to               get               you               to               take               a               policy               through               them.

While               you               legally               must               have               liability               insurance               to               rent               a               car,               you               do               not               have               to               purchase               it               through               the               rental               care               agency.

Am               I               Already               Covered               on               a               Rental               Car?


               As               stated               in               other               articles               I               wrote               on               car               insurance,               it               is               wise               to               know               what               your               personal               insurance               policy               covers.

Check               with               your               agent               to               see               if               there               is               a               clause               in               your               policy               that               covers               you               and               the               rental               car               for               medical               or               liability.
               You               may               find               that               you               are               already               paying               for               it,               so               why               purchase               it               again               through               the               car               rental               agency?

You               will               have               to               bring               your               policy               with               you               when               you               rent               the               car               so               that               you               can               show               proof               of               insurance               coverage.
               Check               your               credit               card               agreements               as               well.

You               have               to               have               a               credit               card               to               rent               a               car,               so               some               companies               offer               protection               automatically               when               you               use               the               card               to               rent               the               car.

Be               sure               that               yours               does.
               Call               the               credit               card               company               if               you               cannot               find               it               on               your               agreement.

If               it               is               not               automatic,               they               may               offer               you               a               better               deal               than               the               car               rental               agency.

Just               be               sure               to               know               what               type               of               liability               coverage               it               offers.
               Extended               Insurance               Coverage               on               Rental               Cars               
               The               law               only               requires               that               you               have               liability               insurance               on               the               rental               car.

Liability               insurance               means               that               if               you               hit               another               car               or               damage               anyone's               property,               the               liability               insurance               will               cover               those               damages.
               It               will               not               cover               any               damage               to               the               rental               car,               your               personal               property               in               the               rental               car,               or               any               medical               expenses               you               or               a               passenger               in               the               rental               car               experience.

You               may               want               to               step               up               the               policy               to               cover               these               things,               especially               if               you               are               going               on               a               long               trip               in               a               high               traffic               area.
               You               are               responsible               for               any               damages               to               the               rental               car,               so               you               better               have               the               insurance               to               cover               it,               or               be               able               to               afford               to               pay               for               it,               should               anything               happen               to               the               car               while               you               have               it               rented.
               Always               check               with               your               own               insurance               agent               to               find               out               what               your               policy               covers               on               a               rental               car               before               you               purchase               a               policy               from               the               rental               company.

You               may               be               spending               money               you               don't               have               to.
               You               are               legally               responsible               for               having               liability               insurance               on               the               rental               car.

That               does               not               mean               that               is               your               best               option.

A               larger               coverage               for               both               you               and               your               family               will               give               you               peace               of               mind               to               enjoy               your               vacation.
               Sources:
               All               Business.com
               Net               Quote.com




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