Chantelle Dalby's blog ::Lowest Car Insurance Quotes, Best auto insurance quote online, Insurance Saving Quotes Fast - Life Insurance Quote Term
You polish it every weekend, love it enough to buy it a softer cover than you yourself sleep under every night. What are your collector car insurance options? Plenty, that's what. With the increased interest in collector cars in the last 20 years, collector car insurance options have gone from the realm of specialty insurers to the mainstream. Many collector car insurance options now include agreed-upon value coverage, which ensures that that $10,000 paint job on your collector car will be every bit as insured as the cheap $200 paint job you got for your daily driver is. Still not sure about your collector car insurance options? We'll start at the start. Drivers of collector cars such as Packards, classic Mercedes-Benz autos, horseless carriages, and prototype vehicles need better protection than is available from a regular auto insurance company. While those might be fine for average collector car insurance options, top-tier restorations and original exotics are more comfortably covered by some of the specialty collector car insurance companies. Several of these companies have specialized for years in the field of collector car insurance. Collector car insurance options can provide agreed-upon value policies, as well as provide collector car insurance options to owners of not-often seen vehicles such as collectible military vehicles, fire and rescue vehicles, and even commercial vehicles such as tractors and semi trucks. These collector car insurance options also insure collectible trucks and motorcycles, so long as they aren't overly or unsafely modified. One of the biggest considerations of your collector car insurance options, regardless of whether that option is a specialty insurer or your regular auto insurer, is how often you drive the collector vehicle. The basis of many of these agreed-upon value policies require that the car not be driven over a certain number of miles per year. This means that no matter how valuable your car is, or what type of car it is, if your collector car is a daily driver, it may not be insurable as a collector car. If your collector car is somewhat more common, you may want to keep your regular auto insurance company in mind. All of the larger auto insurance providers have collector car insurance, and one of the benefits of using one of them for a collector car insurance option is the fact that you can usually take advantage of a multiple-line insurance policy on not only your auto insurance, but your homeowner's policy as well. Next time you find yourself staring into your collector car's mile-deep paint, take a moment to think about the best collector car insurance option for that garage queen. |
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